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ATM/Visa Check Card
The ATM/VISA Check Card gives you new ways to access your checking account. The ATM/Visa® Check Card is used just like a credit card, but it automatically deducts the purchase price from your checking account. With the card, you can:
  • Pay for goods and services wherever Visa is honored
  • Get cash or make other transactions at ATMs
  • Get cash advances at financial institutions around the world
  • Accepted at over 12 million Visa® merchants worldwide
  • Use your card to shop from any computer that has internet access.
How do I
make purchases
with my ATM/Visa
Check Card?

Using the ATM/Visa Check Card is like writing a check, only it’s more convenient. Simply present your ATM/Visa Check Card to the merchant, sign the receipt, and go! It saves time when you’re in a hurry, because you don’t have to write a check or show I.D., and you don’t need to wait for check approval. Best of all, we don’t charge a transaction fee when you use the card as you would a credit card.

ATM Locations:

CFCU ATMs: Unlimited FREE Withdrawals
Use your CFCU Visa Check Card at the following CFCU ATMs for unlimited FREE withdrawals:
  • 815 W. Tampa Ave.
  • 3641 E. Sunshine (across from Sams Club)
  • 3201 E. Division (restricted to Associated Wholesale Grocers employees)

CO-OP Network Surcharge-Free ATMs
The CO-OP Network, owned by credit unions, offers more than 25,000 ATMs located in 50 states. Just look for the CO-OP symbol on the ATM. Use your CFCU VISA Check Card at any CO-OP ATM to make up to 12 FREE withdrawals per month (up to 6 FREE withdrawals with a CFCU ATM card). Even after you’ve reached the monthly maximum, you can use CO-OP machines with no surcharge.

To find a No-Surcharge CO-OP ATM location near you, click here.

You can also use your CFCU ATM or VISA Check Card at any ATM showing the following logos (operators of other ATMs may impose a surcharge):

How Do I Get an
ATM/Visa Check Card?

Simply complete and return the short application form. Your application for the ATM/Visa Check Card will be reviewed promptly. Those who do not qualify for the ATM/Visa Check Card will be considered for the regular ATM card. (All card privileges are subject to approval.)

What if My Card is
Lost or Stolen?

Contact us immediately when you discover your card(s) is lost or stolen.

To report a lost or stolen Visa Credit Card call 1-417-862-0471. After hours call 1-800-682-6075.

To report a lost or stolen Visa Check Card ("debit card") or ATM card call 1-417-862-0471. After hours, call 1-417-831-4783 or 1-800-640-4485.


From time to time, we may block transactions from a specific region or country due to fraudulent activities. If you plan on traveling, please contact our VISA Department with your travel dates and destinations. Or you may call us at 417.862.0471 or toll-free at 1-888.430.7199. We’ll be sure your cards are flagged and cleared for travel.

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