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Account Access

Looking for easier access to your Community Financial accounts? We've got some great services to help you gain just that.

Online Access
Visa Debit Cards
ATM Card
Payroll Deduction
Direct Deposit
Pre-authorized Payments
Reorder Checks Online


Your accounts are as close as your nearest smart phone or laptop. Click here to find out more about our safe and convenient electronic account access options.

Check Card

CFCU's Visa Debit Card is an ATM card with the Visa logo. This means you can access your checking account to make everyday purchases. The Visa Debit Card is the perfect card to take along for your daily activities. You can use it to pay for lunch or a night on the town.

The Visa Debit Card enables you to make purchases quickly and conveniently almost anywhere you go, whether it's around the corner or around the world. You don't need to carry a bulky checkbook, and you'll keep your budget on track with a detailed record of account activity on your monthly checking statement.

For more information or for an application, click here.


An ATM card from Community Financial Credit Union gives you the ultimate in freedom and flexibility. With your ATM card, you can access your credit union accounts 24 hours a day, seven days a week, even when our office is closed.

The minimum withdrawal at any ATM is $20. The maximum daily withdrawal amount is $400.

Free Withdrawals Now in Effect!
Now any member with a CFCU ATM card can make up to six free withdrawals per month at affiliated ATMs. All withdrawals in excess of six per month and all other transactions at any ATM will be subject to a $1.00 fee.

You can use your ATM card at thousands of machines nationwide. Just look for the CO-OP, Cirrus, Pulse, or Plus logos.

Want to order a CFCU ATM card? Download an ATM Application.

Telephone Teller

Your credit union accounts are always close at hand with MemberConnect. All you need is a touch-tone phone, your account number and MemberConnect authorization code to access your accounts from wherever you may be. You can perform balance inquiries, transfer funds between accounts, see what checks have cleared, and more!

The MemberConnect access numbers are 417.520.0374 and 800.236.5614.

Payroll deduction allows you to designate a specified amount of money from your paychecks for deposit to a credit union savings account. The temptation to spend it is not so great so it makes saving easier. Just look how your savings can grow!

Weekly Deposit

*Based on 52 weekly deposits. Amounts do not include dividends!

Payroll deduction also serves as a convenient and economical way to repay a loan with CFCU. It eliminates the hassle of writing a check each time your credit union loan payment is due. You won't have to worry about your loan payments being lost, stolen or forgotten because they are made automatically-no hassle, and on time.

Check with your employer to see if they provide payroll deduction.

A credit union representative can assist you in completing the payroll deduction request forms so you can start using this convenient credit union service.
Put your funds right to work earning dividends - it's the easiest way to save - and it keeps you out of long lines on payday.

Many companies now make it possible for all or some of their employees to authorize their entire paycheck to be sent directly to the credit union.You'll save time because you won't have to stop by the Credit Union on payday to deposit your check -- it's done for you automatically. Your net paycheck will be deposited to your account on your regularly scheduled payday. Even if you're on vacation or away on business, your deposit is made for you.

Like payroll deduction, you can allocate funds to savings, IRAs, family member accounts and loan payments. The balance of your net check will then be placed in your Credit Union checking account. It's easy!

Check with your employer or the credit union to see if direct deposit is available. If it is, they should have the forms you need to get started.
  • Eliminates a special trip to deposit your check.
  • Ends worry about your check being lost or stolen.
  • Ensures that your money is available to you at the opening of business on the same day your check would arrive in the mail.
  • Direct Deposit is available to anyone receiving the following payments:

    • Social Security
    • Supplemental Security Income
    • Railroad Retirement
    • Civil Service Retirement
    • Veterans Administration Compensation and PensionAir Force Active Duty, Retirement and Allotments
    • Marine Corps Active Duty and Retirement
    • Army Active Duty, Retirement and Reservist
    • Navy Retirement
    • Federal Salary
    • Participating employers

A pre-authorized payment is a method of making regular, automatic electronic transfers of funds to pay bills such as insurance premiums, club dues, etc.

Pre-authorized payments are set up between the member and the receiving company.

Check Reorder

With our online check reordering service, you'll be able to view and select different check designs, typestyles, and special enhancements for your reorder.

Checks ordered online:

* Will have the next sequential check number as shown on your reorder form
* Will have the exact name and address as your previous checks

Click here to place your reorder. (The link will open in a new window.)
You will need the check Reorder Form from your last box of checks.

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